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  • 最优利率和cashback可以申请特批,好信用好收入offer更好。请点链接扫码加微信咨询,Scotiabank -- Nick Zhang 6478812600。
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  • 最优利率和cashback可以申请特批,好信用好收入offer更好。请点链接扫码加微信咨询,Scotiabank -- Nick Zhang 6478812600。

每人情况不同,可以从RedFlag 问到自己可以拿到的最好利率:

Currently getting offered 5.07 3-year fixed at RBC, but the specialist said not to worry. It should be less after I get the word back tomorrow, but
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Replies, comments and Discussions:

  • 枫下家园 / 枫下觅巢 / 十月中旬要续房贷,是选3年固定呢,还是5年变动呢?有几个Agent建议5年变动。猜测Prime一年之内降低1.5%。
    Currently, the best rates are 3 yr fixed 4.49% & 5 yr variable rate of P-1.15%. With the Bank of Canada starting their rate cutting cycle, I recommend taking the 5-year variable. The market is forecasting 0.75% cuts by the end of 2024 and a total of 1.50% in a year. That would bring the variable rate to 4.05% and possibly lower after a year.
    • 同意
    • 在哪找到的p-1.15?如果确实如此,肯定浮动划算
      现在很多银行能做到p-0.4就不错了。
      • 我的是-1.19. 再降点利率,就能承受了。
        • 是最近签的吗?
        • 我也想知道。请分享哪家,怎么可以拿到。谢谢
      • 每人情况不同,可以从RedFlag 问到自己可以拿到的最好利率: +1
        Currently getting offered 5.07 3-year fixed at RBC, but the specialist said not to worry. It should be less after I get the word back tomorrow, but
      • 这肯定是新申请和大额贷款, renew 只给你小折扣
        • 大银行可能拿不到。我的以前的是在Meridian。不介意,只要能拿到好的利率。30万Renew。可能要转到不同Union/机构。